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	<title>I Am Out Of Debt Fast</title>
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	<description>How to Get Out of Debt Fast</description>
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		<title>Nix the lawn service? Dave Ramsey</title>
		<link>http://www.imoutofdebt.com/saving-money/nix-the-lawn-service-dave-ramsey/</link>
		<comments>http://www.imoutofdebt.com/saving-money/nix-the-lawn-service-dave-ramsey/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 22:40:00 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[dave ramsey savings]]></category>
		<category><![CDATA[nix the lawn service]]></category>
		<category><![CDATA[should cut the grass myself]]></category>
		<category><![CDATA[What is your personal time worth]]></category>

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		<description><![CDATA[Nix the lawn service? Dear Dave, We currently pay to have our lawn mowed each week. This expense is figured into our monthly budget, but we’re not quite out of debt yet. My wife says this is a luxury at this point, and I should cut the grass myself until we’re out of debt. What [...]]]></description>
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		<title>Money Stories &#8211; No New Cars!</title>
		<link>http://www.imoutofdebt.com/saving-money/money-stories-no-new-cars/</link>
		<comments>http://www.imoutofdebt.com/saving-money/money-stories-no-new-cars/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 11:22:37 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Encouragement]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[buy a new car]]></category>
		<category><![CDATA[save on buying a car]]></category>

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		<description><![CDATA[When I was 20, I had saved up $1200 for my first car. A family member convinced me that you never buy used- only new cars and trade them in after 3 years for an even newer car. Stupid me, I believed that. I spent the next twelve years paying for 3 new cars and [...]]]></description>
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		<title>Dave Ramsey Advice &#8211; January 31, 2011</title>
		<link>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-january-31-2011/</link>
		<comments>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-january-31-2011/#comments</comments>
		<pubDate>Mon, 31 Jan 2011 22:07:02 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[college funding]]></category>
		<category><![CDATA[College is a luxury]]></category>
		<category><![CDATA[College Saving Advice]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey Advice]]></category>
		<category><![CDATA[saving for retirement]]></category>
		<category><![CDATA[saving for your kid’s college]]></category>
		<category><![CDATA[succeed in life without going to college]]></category>
		<category><![CDATA[ways to get a college degree]]></category>

		<guid isPermaLink="false">http://www.imoutofdebt.com/?p=353</guid>
		<description><![CDATA[imout

I noticed that your Baby Steps list puts saving for retirement before saving for your kid's college fund ...]]></description>
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		<title>Out of Debt Stories &#8211; GOOD THINGS HAPPEN TO GOOD PEOPLE</title>
		<link>http://www.imoutofdebt.com/debt-free/out-of-debt-stories-good-things-happen-to-good-people/</link>
		<comments>http://www.imoutofdebt.com/debt-free/out-of-debt-stories-good-things-happen-to-good-people/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 11:20:40 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Debt Free]]></category>

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		<description><![CDATA[I am a 58 year old RN who never knew how to manage money. I lost my job in California (blessing), so I moved to Raleigh NC to be close to my best friend and her family. The day after I arrived I got a job at a local hospital. One year ago, I admitted [...]]]></description>
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		<title>Money Stories &#8211; College, Credit Cards, and Collectors!</title>
		<link>http://www.imoutofdebt.com/encouragement/money-stories-college-credit-cards-and-collectors/</link>
		<comments>http://www.imoutofdebt.com/encouragement/money-stories-college-credit-cards-and-collectors/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 11:20:28 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Encouragement]]></category>

		<guid isPermaLink="false">http://www.imoutofdebt.com/encouragement/money-stories-college-credit-cards-and-collectors/</guid>
		<description><![CDATA[In 1996, I was a freshman at the University of Tennessee. I knew very little if anything about personal finance. I had a checking account and a debit card. I &#8220;kinda&#8221; knew how to balance my check book, but I never did it. As a freshman, it was the cool thing to see how many [...]]]></description>
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		<title>Dave Ramsey advice -January 24, 2011</title>
		<link>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-dave-says-january-24-2011/</link>
		<comments>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-dave-says-january-24-2011/#comments</comments>
		<pubDate>Mon, 24 Jan 2011 21:24:53 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Career]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[dating and debt]]></category>
		<category><![CDATA[dating inexpensively]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[dave ramsey advice college]]></category>
		<category><![CDATA[financial game plan]]></category>

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		<description><![CDATA[Dating on a dime Dear Dave, I’m a recent college graduate, and I’m determined to follow your plan and get out of debt. My biggest problem is when it comes to dating. Things aren’t cheap today, so aside from not dating, how do you handle this area of your life when you’re trying to get [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stay Out Of Debt &#8211; When and why do I have to pay back my first-time homebuyer credit?</title>
		<link>http://www.imoutofdebt.com/coaching/stay-out-of-debt-when-and-why-do-i-have-to-pay-back-my-first-time-homebuyer-credit/</link>
		<comments>http://www.imoutofdebt.com/coaching/stay-out-of-debt-when-and-why-do-i-have-to-pay-back-my-first-time-homebuyer-credit/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 19:06:44 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Coaching]]></category>

		<guid isPermaLink="false">http://www.imoutofdebt.com/coaching/stay-out-of-debt-when-and-why-do-i-have-to-pay-back-my-first-time-homebuyer-credit/</guid>
		<description><![CDATA[Like a lot of Americans, I couldn&#8217;t pass up the interest free loan the government was doling out for those who purchased their first home in 2008. By all accounts &#8211; it was a great deal. I mean, besides your family, where else can you get an interest-free loan? The next year, financial conditions were [...]]]></description>
		<wfw:commentRss>http://www.imoutofdebt.com/coaching/stay-out-of-debt-when-and-why-do-i-have-to-pay-back-my-first-time-homebuyer-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Stories &#8211; Upside down again and again</title>
		<link>http://www.imoutofdebt.com/encouragement/money-stories-upside-down-again-and-again/</link>
		<comments>http://www.imoutofdebt.com/encouragement/money-stories-upside-down-again-and-again/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 11:16:22 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Encouragement]]></category>

		<guid isPermaLink="false">http://www.imoutofdebt.com/encouragement/money-stories-upside-down-again-and-again/</guid>
		<description><![CDATA[After my freshman year of college my Dad gave me (for free) my Mom&#8217;s old Toyota Sienna mini-van. Having been carless for the first year of college, I was excited to finally get a car, but still felt disappointed that it was a van. After driving it for about a year, I felt like I [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Out of Debt Stories &#8211; So Close&#8230;&#8230;&#8230;and fighting adversity!</title>
		<link>http://www.imoutofdebt.com/debt-free/out-of-debt-stories-so-close-and-fighting-adversity/</link>
		<comments>http://www.imoutofdebt.com/debt-free/out-of-debt-stories-so-close-and-fighting-adversity/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 11:16:10 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Debt Free]]></category>

		<guid isPermaLink="false">http://www.imoutofdebt.com/debt-free/out-of-debt-stories-so-close-and-fighting-adversity/</guid>
		<description><![CDATA[I began listening to you in late June of 2007 and bought the &#8220;Total Money Makeover&#8221; in July. I devoured the book in 2 days and began the program in August. At the time, my wife and I had 2 car loans that totaled 22k, a second mortgage of 17k, a credit card with an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Dave Ramsey advice &#8211; January 18, 2011</title>
		<link>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-dave-says-january-18-2011/</link>
		<comments>http://www.imoutofdebt.com/saving-money/dave-ramsey-advice-dave-says-january-18-2011/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 17:05:36 +0000</pubDate>
		<dc:creator>iadmin</dc:creator>
				<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey Advice]]></category>
		<category><![CDATA[debt responsibility]]></category>
		<category><![CDATA[divorcing debt]]></category>

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		<description><![CDATA[My wife is divorcing me, and we just had our first baby boy. I feel it&#8217;s my responsibility to take care of her &#8230; Read more&#8230; Technorati Tags: Dave Ramsey, Dave Ramsey Advice, debt responsibility, divorcing debt]]></description>
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